The Company:

AmeriPlan USA Corporation was established in 1992. They report being the premier and largest provider of discounted fee-for-services medical program.

Ameriplan Health Coverage Program:

Ameriplan provides a member application to get you started in the health coverage program for a low monthly fee giving you access to an array of prenatal and maternity care services. This is Not insurance. Their health program delivers benefits on almost everything related to your prenatal and maternity health care. Ameriplan provides you with discounts at certain healthcare providers for medical services. The plan does not make payments directly to the providers of medical services. You pay for your healthcare services and negotiated discounted (as much as 60%) rates.

Once your baby is born, the program will automatically expand to include benefits for your new baby for the first two years to help with checkups, immunizations, and any other medical costs which may arise.


Ameriplan Benefits:

There are many benefits for pregnant women who do not have maternity coverage. Discounts and benefits of the maternity card program include:

  • Doctor visits
  • Hospital stays
  • Lab Work
  • Sonograms
  • Anesthesiologist
  • Pre Natal Vitamins
  • Prescription Coverage
  • Newborn Tests and Checkups
  • Immunizations
  • 24 Hour Counseling
  • 24 Hour Nurse Hotline

Who Qualifies and Who Can Benefit?

If you are eligible for Medicaid, then that is the better way to proceed. Outside of that, anyone can qualify. There are no issues with preexisting conditions. This means that even after you have symptoms of pregnancy, you are eligible for this program. The following situations make for good candidates:

  • Already pregnant, no insurance
  • Insured, with no maternity coverage
  • Insured, but deductible too high
  • Anyone who is having a baby and would like to pay less
  • Women who are experiencing infertility with coverage

Of Special Interests:

Ameriplan is not available in the following states: Alaska, Montana, Wyoming, Vermont, N. Dakota, S. Dakota or Puerto Rico.

AmeriPlan does provide a money back guarantee within the first 30 days of becoming a member. You may cancel your membership in writing to AmeriPlan Bank and Credit Card Services by mail to 5700 Democracy Drive, Plano, TX 75024, FAX to (469) 229-4595 or email to