Ameriplan FAQs
Below are answers to common questions related to Ameriplan and their medical health care coverage program:
Is Ameriplan legitimate?
Ameriplan is a pioneer in the discount health benefits marketplace and they have been providing services since 1992. PregnancyInsurance.org has not received any complaints from women utilizing their services, but we are aware that they have received a poor grade with the BBB.
Is the Ameriplan Program insurance?
The Ameriplan program is not insurance, but rather a network of discount health care services. The benefits include discounts on doctor’s visits, lab work, hospital stays, and other health care related services. It is not insurance, but it does save you money.
Are there any on-going or current medical problems that are not accepted?
The good news is that all on-gonig dental/medical problms are accepted. You can complete the membership application even after you have pregnancy symptoms without any questions. It does not matter if you are having a high risk pregnancy, a cesarean birth, or other intervention procedures.
How much does the Ameriplan cost?
The program is simple and cost effective. Ameriplan has a single sign up fee and then small monthly membership dues. The monthly membership fee takes care of everything provided to you by Ameriplan. Ameriplan does not offer the one time discounted annual package that Maternity Card does, but you can stop services at any point.
What guarantees do I have that I will save money?
The good news is that Ameriplan does offer a guarantee. Once you complete the membership application and begin the program you can evaluate it over the next 30 days. If you are not satisfied you can get a refund on the money spent with Ameriplan. The good news is that you will be saving money and not concerned about a guarantee. Yes, there is a guarantee!
What happens to my plan after I give birth?
You can elect to remain in the program and experience the benefits month to month. Your newborn baby is added immediately upon delivery for no additional fees. You will continue to pay your month by month membership fee and continue to experience the wonderful support services of Ameriplan without any interruptions. You will also be able to take advantage of the eye care, chiropractice care and dental care benefits too.