Maternity insurance is a benefit frequently included in the health benefits provided by many corporations. However, it may be an optional benefit with additional expenses to the employee. It is quite possible that you are one of the individuals that has health insurance but either maternity benefits are not included or you are under insured.

More than likely, you are reading this information because you are pregnant and you need access to affordable care. You are not alone, 13% of all pregnant women are uninsured. This does not account for the thousands of women who are insured but do not have maternity coverage or those who are underinsured.

Whether you are pregnant without insurance, or you are underinsured with your pregnancy or maternity insurance, there are available options to help you reduce your expenses and get access to the care that you need.

• Alternative Care that incorporates the professional care of midwives and/or birthing centers or home births.

• Maternity Advantage that provides specialized in-network discounts, out of network assistance, and other benefits to support your pregnancy.

• Ameriplan which offers access to a network of discounted services that includes lab work and prenatal care.

• Personal Prenatal Care which involves your intentional steps to invest in the personal wellness of you and your developing baby. Personal prenatal care involves exercise, nutrition, and vitamins that foster a healty pregnancy and these are steps that you can take now as you navigate and consider your financial coverage options.

57% of uninsured women do not begin prenatal care until the second trimester or later. Don't be part of this statistics. Get to a doctor early and regularly – it is for the wellness of both you and your baby. Don't delay, if you have already experienced any signs or symptoms of pregnancy, get the care you and your baby need now.

A maternity insurance program may be appropriate for women considering adoption. Whether you are the prosective parents or the birth family, find out more now about maternity coverage with adoption.