How Medicaid Works
Medicaid is federally funded state insurance program for certain (i.e. pregnant women) low income individuals and families. The first step is to determine if you qualify for Medicaid.
Unfortunately, the guidelines, income calculations, and restrictions differ between states. A simple rule of thumb is that if you make less than $30,000 a year, you should apply for Medicaid. For more information by state visit Medicaid Application.
Once you are enrolled in Medicaid you will be provided with the appropriate documentation. The next step involves finding a healthcare provider that accepts Medicaid. Most states have a health department hotline which helps you find a local provider.
After receiving your Medicaid acceptance, you can make an appointment with your healthcare provider. Your healthcare provider will makes copies of your Medicaid documentation and provide you with the healthcare services (your prenatal care) that you need. In most cases you do nothing else. Your healthcare provider will bill Medicaid directly and be reimbursed for the services that you received. There are some states that do have a small co-payment that you must make.
The hard part is applying for the Medicaid program itself, but that has gotten easier with Medicaid Application. Once you are accepted the rest is easy for you. The remaining challenges are for your doctor and his office. Now, you can enjoy your pregnancy with the assurance that your care will not be compromised.
Click here to find state specific Medicaid Information: State Medicaid Info